Joined financial services industry in 1985. Established his own business in 1986. Fully qualified financial adviser and member of the Personal Finance Society. Licensed for Pensions, Investments, Annuities, Protection, Mortgages and General Insurance.

Welsh Speaking

Began her career in Financial Services in 1998. A fully diploma qualified financial adviser, licensed to advise on Pensions, Investments, Mortgages, General Insurance and Protection.

Lloyd has worked in the Financial Services Industry since 2012, starting his career with a local Building Society where he progressed to Branch Manager. Since joining the Steve Williams Practice Ltd, he now focuses primarily on Mortgages and wealth management.

Welsh speaking.

Worked in financial services since 2003. Prior to joining the practice he worked as a Financial Advisor at Santander, after 20 years as a Branch Manager with Santander, Nationwide and Principality. Stephen is fully diploma qualified, and able to provide advice on pensions, investments and protection.

Joined Financial Service Industry in 1981. Later becoming a manager at Allied Dunbar, Guardian Royal Exchange and Royal Life.

Specialising in the mortgage and family protection market, with special emphasis on self-builds.

Started as a Financial Adviser with Allied Dunbar in 1987.

Switched to managing ‘The Steve Williams Practice’ in 1989. Provides strategic leadership in client relationship management, oversees mortgage processing operations, and directs computer systems and technical support across the Practice.

Has been associated with the Practice for over 30 years and joined as an Administrator in 2020. Responsible for the coordination and efficient management of day-to-day administrative operations, ensuring smooth workflow, accurate record-keeping, and effective support across the Practice.

Joined the practice in 2024 as an administrator, supporting Advisers by managing client records, scheduling appointments, and preparing administrative documentation.